FIDO’s first market offering was launched in Ghana in 2014. Licensed by the Bank of Ghana as a financial institution, Fido Money Lending Ltd. lends directly to consumers throughout the country.
Fido is…
Cashless. We work with MTN Mobile Money, Tigo Cash, Airtel Money and all commercial banks in Ghana.
Automated. We are integrated with mobile wallet providers and government registries to provide a fast and convenient process.
Accessible. Collateral and guarantors are not required to complete the easy application.
Available anytime, anywhere. Customers can apply on their own mobile device or shared devices.
Legacy financial institutions require strict documentation, financial history and collateral or guarantors to be eligible, leaving the majority of Ghanaians with few formal options. Fido Money Lending brings new opportunities for micro-entrepreneurs and workers from all sectors to get access to credit and build financial history.
Our Customers Are…
- Salaried
- Self-Employed
- Other
Customers love us
80% customer retention
Good repayment history = better loan terms
Available anytime, anywhere




PRODUCT OFFERING

I use the money given by FIDO to buy aluminium raw materials and produce silverware that I sell. I used to come from Cape Coast to Accra to take the loan, now the best thing FIDO did is that I can take the loan from here. With the profit I got, I was able to open a shop in Kumasi. FIDO is a good friend for my business and is fast and reliable.

FIDO has changed my life. I invested in a business to buy sim cards managed by my wife, with the money I got from FIDO I was able to buy more stocks and make more profit. Now I want to move my mobile table top business to a fixed container shop. FIDO is good, the interest is low, better than other banks. I am not going to stop coming to FIDO.